2020 PEN to GYD Historical Review

YEARLY HIGH

63.2460 GYD

YEARLY LOW

57.0166 GYD

YEARLY AVERAGE

59.8708 GYD

2020 PEN to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 63.2460. Conversely, the yearly low was recorded on November 16, dropping to 57.0166.

This high-to-low spread represents a total annual volatility of 6.2294 GYD. From a start-to-finish perspective, comparing the January average rate of 62.8084 to the December average rate of 58.1250, the exchange rate registered a net change of -7.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 63.2460 was down 0.88% compared to the 2019 peak of 63.8067, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 316,230 GYD

2019 Average 313,126 GYD

Yearly Trough Low 285,083 GYD

Transaction Impact: A difference of 31,146.93 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

63.2922

57.4859

JanuMarcMayJulySeptNove

PEN to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 61.1970, compared to 58.5446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6524 points.

H1 Avg (Jan–Jun) 61.1970

H2 Avg (Jul–Dec) 58.5446

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.8393 GYD (High: 61.2040 / Low: 58.3646). On the other end, July was the most stable month, with a tight range of 0.7825 GYD (High: 59.7909 / Low: 59.0084).

March Spread (Volatile) ±2.8393

July Spread (Stable) ±0.7825

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.6859 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.6859

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 62.8084) against the same month in 2019 (average: 62.5098), the exchange rate shifted by +0.2985 (+0.48%).

2020 Avg (January) 62.8084

2019 Avg (January) 62.5098

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	63.2460	61.6055	62.8084
February	62.2746	60.3898	61.5902
March	61.2040	58.3646	59.9043
April	62.0761	60.3553	61.4741
May	61.9868	60.6043	61.2133
June	61.3983	59.1271	60.1919
July	59.7909	59.0084	59.4680
August	59.4728	58.2980	58.7305
September	59.3542	58.0976	58.8050
October	58.5306	57.7252	58.1695
November	58.4721	57.0166	57.9697
December	58.6207	57.7746	58.1250