2025 PEN to HKD Historical Review

YEARLY HIGH

2.3258 HKD

YEARLY LOW

2.0575 HKD

YEARLY AVERAGE

2.1873 HKD

2025 PEN to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 2.3258. Conversely, the yearly low was recorded on January 8, dropping to 2.0575.

This high-to-low spread represents a total annual volatility of 0.2684 HKD. From a start-to-finish perspective, comparing the January average rate of 2.0764 to the December average rate of 2.3110, the exchange rate registered a net change of 11.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.3258 was up 9.02% compared to the 2024 peak of 2.1333, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 11,629 HKD

2024 Average 10,398 HKD

Yearly Trough Low 10,287 HKD

Transaction Impact: A difference of 1,341.83 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.3345

2.0529

JanuMarcMayJulySeptNove

PEN to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1182, compared to 2.2564 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1381 points.

H1 Avg (Jan–Jun) 2.1182

H2 Avg (Jul–Dec) 2.2564

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0706 HKD (High: 2.2505 / Low: 2.1799). On the other end, November was the most stable month, with a tight range of 0.0229 HKD (High: 2.3198 / Low: 2.2969).

August Spread (Volatile) ±0.0706

November Spread (Stable) ±0.0229

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0289 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0289

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 2.3110) against the same month in 2024 (average: 2.0832), the exchange rate shifted by +0.2278 (+10.94%).

2025 Avg (December) 2.3110

2024 Avg (December) 2.0832

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1009	2.0575	2.0764
February	2.1242	2.0629	2.1005
March	2.1504	2.0883	2.1274
April	2.1199	2.0740	2.0985
May	2.1527	2.1073	2.1282
June	2.2148	2.1529	2.1785
July	2.2200	2.1817	2.2085
August	2.2505	2.1799	2.2117
September	2.2388	2.2052	2.2250
October	2.3002	2.2380	2.2750
November	2.3198	2.2969	2.3070
December	2.3258	2.2834	2.3110