2016 PEN to HTG Historical Review

YEARLY HIGH

20.0492 HTG

YEARLY LOW

16.6105 HTG

YEARLY AVERAGE

18.6809 HTG

2016 PEN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PEN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 20.0492. Conversely, the yearly low was recorded on January 4, dropping to 16.6105.

This high-to-low spread represents a total annual volatility of 3.4387 HTG. From a start-to-finish perspective, comparing the January average rate of 16.8840 to the December average rate of 19.6006, the exchange rate registered a net change of 16.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 20.0492 was up 12.30% compared to the 2015 peak of 17.8534, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 100,246 HTG

2015 Average 79,733 HTG

Yearly Trough Low 83,053 HTG

Transaction Impact: A difference of 17,193.48 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

19.8722

16.6123

JanuMarcMayJulySeptNove

PEN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.1197, compared to 19.2421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1224 points.

H1 Avg (Jan–Jun) 18.1197

H2 Avg (Jul–Dec) 19.2421

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 1.2491 HTG (High: 18.6988 / Low: 17.4497). On the other end, October was the most stable month, with a tight range of 0.2310 HTG (High: 19.3063 / Low: 19.0753).

March Spread (Volatile) ±1.2491

October Spread (Stable) ±0.2310

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1120 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1120

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 19.6006) against the same month in 2015 (average: 16.7115), the exchange rate shifted by +2.8890 (+17.29%).

2016 Avg (December) 19.6006

2015 Avg (December) 16.7115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.1554	16.6105	16.8840
February	17.4595	17.0607	17.2153
March	18.6988	17.4497	18.1772
April	19.1338	18.2688	18.8213
May	18.9287	18.5556	18.7093
June	19.1680	18.5649	18.9112
July	19.3470	18.8895	19.1497
August	19.3723	18.9267	19.2329
September	19.5104	19.0337	19.2169
October	19.3063	19.0753	19.1816
November	19.3744	18.8859	19.0712
December	20.0492	19.1446	19.6006