YEARLY HIGH
18679.6463 IRR
YEARLY LOW
11499.5129 IRR
YEARLY AVERAGE
12077.3073 IRR

2020 PEN to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 18679.6463. Conversely, the yearly low was recorded on November 16, dropping to 11499.5129.

This high-to-low spread represents a total annual volatility of 7180.1334 IRR. From a start-to-finish perspective, comparing the January average rate of 12661.6624 to the December average rate of 11693.7826, the exchange rate registered a net change of -7.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 18679.6463 was up 44.12% compared to the 2019 peak of 12961.2677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 93,398,231 IRR
2019 Average 63,182,137 IRR
Yearly Trough Low 57,497,564 IRR
Transaction Impact: A difference of 35,900,666.87 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12760.6504
11572.7942
JanuMarcMayJulySeptNove

PEN to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12331.3312, compared to 11823.2834 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 508.0478 points.

H1 Avg (Jan–Jun) 12331.3312
H2 Avg (Jul–Dec) 11823.2834

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 6780.9780 IRR (High: 18679.6463 / Low: 11898.6683). On the other end, December was the most stable month, with a tight range of 115.1927 IRR (High: 11746.4081 / Low: 11631.2155).

July Spread (Volatile) ±6780.9780
December Spread (Stable) ±115.1927

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 367.2306 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -367.2306

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 12193.9981) against the same month in 2019 (average: 12791.1159), the exchange rate shifted by -597.1178 (-4.67%).

2020 Avg (July) 12193.9981
2019 Avg (July) 12791.1159

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 12734.7753 12449.2645 12661.6624
February 12521.7320 12187.3976 12418.8603
March 12488.1510 11785.8642 12077.8521
April 12499.5102 12170.8339 12381.6377
May 12542.4852 12211.7598 12327.6095
June 12378.3625 11925.6786 12120.3651
July 18679.6463 11898.6683 12193.9981
August 11953.4026 11742.1332 11826.7675
September 11946.3300 11692.8062 11842.9780
October 11777.4741 11621.5843 11710.3920
November 11771.0372 11499.5129 11671.7822
December 11746.4081 11631.2155 11693.7826