2020 PEN to LYD Historical Review

YEARLY HIGH

0.4228 LYD

YEARLY LOW

0.3695 LYD

YEARLY AVERAGE

0.3975 LYD

2020 PEN to LYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to LYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.4228. Conversely, the yearly low was recorded on December 28, dropping to 0.3695.

This high-to-low spread represents a total annual volatility of 0.0532 LYD. From a start-to-finish perspective, comparing the January average rate of 0.4209 to the December average rate of 0.3735, the exchange rate registered a net change of -11.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4228 was down 1.61% compared to the 2019 peak of 0.4297, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 2,114 LYD

2019 Average 2,096 LYD

Yearly Trough Low 1,848 LYD

Transaction Impact: A difference of 266.23 LYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4256

0.3687

JanuMarcMayJulySeptNove

PEN to LYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4122, compared to 0.3827 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0295 points.

H1 Avg (Jan–Jun) 0.4122

H2 Avg (Jul–Dec) 0.3827

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0313 LYD (High: 0.4186 / Low: 0.3873). On the other end, September was the most stable month, with a tight range of 0.0054 LYD (High: 0.3872 / Low: 0.3818).

March Spread (Volatile) ±0.0313

September Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0125 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0125

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.4209) against the same month in 2019 (average: 0.4152), the exchange rate shifted by +0.0057 (+1.37%).

2020 Avg (January) 0.4209

2019 Avg (January) 0.4152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4228	0.4151	0.4209
February	0.4180	0.4082	0.4153
March	0.4186	0.3873	0.4028
April	0.4226	0.4078	0.4158
May	0.4208	0.4111	0.4150
June	0.4144	0.3967	0.4036
July	0.3990	0.3907	0.3958
August	0.3907	0.3817	0.3850
September	0.3872	0.3818	0.3847
October	0.3843	0.3775	0.3804
November	0.3815	0.3719	0.3769
December	0.3766	0.3695	0.3735