2026 PEN to MAD Historical Review

YEARLY HIGH

2.7689 MAD

YEARLY LOW

2.6344 MAD

YEARLY AVERAGE

2.7238 MAD

2026 PEN to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PEN to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 2.7689. Conversely, the yearly low was recorded on April 30, dropping to 2.6344.

This high-to-low spread represents a total annual volatility of 0.1345 MAD. From a start-to-finish perspective, comparing the January average rate of 2.7299 to the December average rate of 2.7570, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.7689 was up 0.07% compared to the 2025 peak of 2.7670, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 13,845 MAD

2025 Average 13,103 MAD

Yearly Trough Low 13,172 MAD

Transaction Impact: A difference of 672.70 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.7639

2.6810

JanuMarcMayJuly

PEN to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7137, compared to 2.7541 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0403 points.

H1 Avg (Jan–Jun) 2.7137

H2 Avg (Jul–Dec) 2.7541

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.1196 MAD (High: 2.7540 / Low: 2.6344). On the other end, August was the most stable month, with a tight range of 0.0037 MAD (High: 2.7591 / Low: 2.7554).

April Spread (Volatile) ±0.1196

August Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0138 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 2.7511) against the same month in 2025 (average: 2.5365), the exchange rate shifted by +0.2147 (+8.46%).

2026 Avg (July) 2.7511

2025 Avg (July) 2.5365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.7500	2.7022	2.7299
February	2.7332	2.7093	2.7263
March	2.7653	2.6778	2.7128
April	2.7540	2.6344	2.7018
May	2.6985	2.6376	2.6879
June	2.7650	2.6677	2.7238
July	2.7689	2.7317	2.7511
August	2.7591	2.7554	2.7570