2020 PEN to MZN Historical Review

YEARLY HIGH

20.9216 MZN

YEARLY LOW

18.4456 MZN

YEARLY AVERAGE

19.8545 MZN

2020 PEN to MZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to MZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 20.9216. Conversely, the yearly low was recorded on January 1, dropping to 18.4456.

This high-to-low spread represents a total annual volatility of 2.4760 MZN. From a start-to-finish perspective, comparing the January average rate of 18.8092 to the December average rate of 20.6859, the exchange rate registered a net change of 9.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.9216 was up 5.91% compared to the 2019 peak of 19.7537, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 104,608 MZN

2019 Average 93,763 MZN

Yearly Trough Low 92,228 MZN

Transaction Impact: A difference of 12,380.06 MZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.8736

18.6215

JanuMarcMayJulySeptNove

PEN to MZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.4440, compared to 20.2650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8209 points.

H1 Avg (Jan–Jun) 19.4440

H2 Avg (Jul–Dec) 20.2650

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.2649 MZN (High: 19.7856 / Low: 18.5206). On the other end, October was the most stable month, with a tight range of 0.3538 MZN (High: 20.3510 / Low: 19.9972).

March Spread (Volatile) ±1.2649

October Spread (Stable) ±0.3538

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0650 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0650

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 20.6859) against the same month in 2019 (average: 18.8284), the exchange rate shifted by +1.8576 (+9.87%).

2020 Avg (December) 20.6859

2019 Avg (December) 18.8284

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.1365	18.4456	18.8092
February	19.1524	18.7694	19.0034
March	19.7856	18.5206	18.9383
April	20.1223	19.3381	19.7744
May	20.2332	19.8222	20.0563
June	20.4133	19.8202	20.0825
July	20.2006	19.7921	20.0268
August	20.2785	19.8899	19.9956
September	20.4201	20.0631	20.2287
October	20.3510	19.9972	20.2251
November	20.6782	20.2253	20.4277
December	20.9216	20.5194	20.6859