2020 PEN to PHP Historical Review

YEARLY HIGH

15.4580 PHP

YEARLY LOW

13.1454 PHP

YEARLY AVERAGE

14.2144 PHP

2020 PEN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 15.4580. Conversely, the yearly low was recorded on November 16, dropping to 13.1454.

This high-to-low spread represents a total annual volatility of 2.3125 PHP. From a start-to-finish perspective, comparing the January average rate of 15.2860 to the December average rate of 13.3537, the exchange rate registered a net change of -12.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 15.4580 was down 4.73% compared to the 2019 peak of 16.2254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 77,290 PHP

2019 Average 77,591 PHP

Yearly Trough Low 65,727 PHP

Transaction Impact: A difference of 11,562.61 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

15.4793

13.1605

JanuMarcMayJulySeptNove

PEN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.8269, compared to 13.6019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2250 points.

H1 Avg (Jan–Jun) 14.8269

H2 Avg (Jul–Dec) 13.6019

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8218 PHP (High: 15.1702 / Low: 14.3484). On the other end, December was the most stable month, with a tight range of 0.1726 PHP (High: 13.4380 / Low: 13.2654).

March Spread (Volatile) ±0.8218

December Spread (Stable) ±0.1726

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3837 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.3837

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 15.2860) against the same month in 2019 (average: 15.6866), the exchange rate shifted by -0.4005 (-2.55%).

2020 Avg (January) 15.2860

2019 Avg (January) 15.6866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.4580	15.0689	15.2860
February	15.0924	14.7529	14.9837
March	15.1702	14.3484	14.6001
April	15.0172	14.6350	14.8968
May	14.9969	14.6343	14.7886
June	14.7087	14.0879	14.4060
July	14.1694	13.9233	14.0498
August	13.9537	13.5268	13.7002
September	13.7762	13.4578	13.6464
October	13.5872	13.3796	13.4894
November	13.5134	13.1454	13.3720
December	13.4380	13.2654	13.3537