2014 PEN to SDG Historical Review

YEARLY HIGH

2.0613 SDG

YEARLY LOW

1.9076 SDG

YEARLY AVERAGE

2.0071 SDG

2014 PEN to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PEN to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on May 31, valuing the pair at 2.0613. Conversely, the yearly low was recorded on December 29, dropping to 1.9076.

This high-to-low spread represents a total annual volatility of 0.1537 SDG. From a start-to-finish perspective, comparing the January average rate of 2.0276 to the December average rate of 1.9234, the exchange rate registered a net change of -5.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.0613 was down 0.11% compared to the 2013 peak of 2.0635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 10,307 SDG

2013 Average 8,380 SDG

Yearly Trough Low 9,538 SDG

Transaction Impact: A difference of 768.51 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.0567

1.9113

JanuMarcMayJulySeptNove

PEN to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0329, compared to 1.9813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0516 points.

H1 Avg (Jan–Jun) 2.0329

H2 Avg (Jul–Dec) 1.9813

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0409 SDG (High: 1.9485 / Low: 1.9076). On the other end, March was the most stable month, with a tight range of 0.0147 SDG (High: 2.0357 / Low: 2.0209).

December Spread (Volatile) ±0.0409

March Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0351 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 2.0416) against the same month in 2013 (average: 1.6702), the exchange rate shifted by +0.3714 (+22.24%).

2014 Avg (May) 2.0416

2013 Avg (May) 1.6702

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0356	2.0148	2.0276
February	2.0340	2.0166	2.0236
March	2.0357	2.0209	2.0275
April	2.0551	2.0227	2.0384
May	2.0613	2.0265	2.0416
June	2.0600	2.0295	2.0389
July	2.0538	2.0341	2.0446
August	2.0395	2.0034	2.0243
September	2.0018	1.9699	1.9891
October	1.9703	1.9502	1.9600
November	1.9538	1.9381	1.9463
December	1.9485	1.9076	1.9234