YEARLY HIGH
2.9924 SEK
YEARLY LOW
2.2649 SEK
YEARLY AVERAGE
2.6407 SEK

2020 PEN to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 22, valuing the pair at 2.9924. Conversely, the yearly low was recorded on December 30, dropping to 2.2649.

This high-to-low spread represents a total annual volatility of 0.7275 SEK. From a start-to-finish perspective, comparing the January average rate of 2.8575 to the December average rate of 2.3204, the exchange rate registered a net change of -18.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.9924 was up 1.56% compared to the 2019 peak of 2.9463, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 14,962 SEK
2019 Average 14,171 SEK
Yearly Trough Low 11,324 SEK
Transaction Impact: A difference of 3,637.58 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.0094
2.2577
JanuMarcMayJulySeptNove

PEN to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8345, compared to 2.4468 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3877 points.

H1 Avg (Jan–Jun) 2.8345
H2 Avg (Jul–Dec) 2.4468

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2567 SEK (High: 2.9629 / Low: 2.7062). On the other end, October was the most stable month, with a tight range of 0.0688 SEK (High: 2.4940 / Low: 2.4252).

March Spread (Volatile) ±0.2567
October Spread (Stable) ±0.0688

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1652 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1652

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 2.9468) against the same month in 2019 (average: 2.8260), the exchange rate shifted by +0.1207 (+4.27%).

2020 Avg (April) 2.9468
2019 Avg (April) 2.8260

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.8931 2.8038 2.8575
February 2.8979 2.7817 2.8554
March 2.9629 2.7062 2.8200
April 2.9924 2.8984 2.9468
May 2.9532 2.7458 2.8462
June 2.7368 2.6362 2.6810
July 2.6471 2.4727 2.5724
August 2.4920 2.4186 2.4486
September 2.5462 2.4504 2.4884
October 2.4940 2.4252 2.4568
November 2.4652 2.3511 2.3943
December 2.3607 2.2649 2.3204