2020 PEN to SRD Historical Review

YEARLY HIGH

3.9846 SRD

YEARLY LOW

2.0799 SRD

YEARLY AVERAGE

2.6474 SRD

2020 PEN to SRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to SRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 22, valuing the pair at 3.9846. Conversely, the yearly low was recorded on August 26, dropping to 2.0799.

This high-to-low spread represents a total annual volatility of 1.9048 SRD. From a start-to-finish perspective, comparing the January average rate of 2.2427 to the December average rate of 3.9309, the exchange rate registered a net change of 75.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9846 was up 75.32% compared to the 2019 peak of 2.2727, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 19,923 SRD

2019 Average 11,178 SRD

Yearly Trough Low 10,399 SRD

Transaction Impact: A difference of 9,523.76 SRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.1207

1.9107

JanuMarcMayJulySeptNove

PEN to SRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1839, compared to 3.1109 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9269 points.

H1 Avg (Jan–Jun) 2.1839

H2 Avg (Jul–Dec) 3.1109

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 1.8976 SRD (High: 3.9846 / Low: 2.0870). On the other end, July was the most stable month, with a tight range of 0.0288 SRD (High: 2.1331 / Low: 2.1044).

September Spread (Volatile) ±1.8976

July Spread (Stable) ±0.0288

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0609 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0609

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 2.6587) against the same month in 2019 (average: 2.2224), the exchange rate shifted by +0.4364 (+19.63%).

2020 Avg (September) 2.6587

2019 Avg (September) 2.2224

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2557	2.2032	2.2427
February	2.2180	2.1589	2.1996
March	2.2120	2.0876	2.1386
April	2.2140	2.1558	2.1931
May	2.2215	2.1631	2.1830
June	2.1926	2.1087	2.1465
July	2.1331	2.1044	2.1208
August	2.1173	2.0799	2.0949
September	3.9846	2.0870	2.6587
October	3.9591	3.9067	3.9366
November	3.9569	3.8625	3.9233
December	3.9487	3.9099	3.9309