YEARLY HIGH
4.6860 SZL
YEARLY LOW
3.7072 SZL
YEARLY AVERAGE
4.0057 SZL

2015 PEN to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PEN to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 4.6860. Conversely, the yearly low was recorded on February 5, dropping to 3.7072.

This high-to-low spread represents a total annual volatility of 0.9788 SZL. From a start-to-finish perspective, comparing the January average rate of 3.8493 to the December average rate of 4.4541, the exchange rate registered a net change of 15.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.6860 was up 17.72% compared to the 2014 peak of 3.9806, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 23,430 SZL
2014 Average 19,105 SZL
Yearly Trough Low 18,536 SZL
Transaction Impact: A difference of 4,893.97 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.5229
3.6971
JanuMarcMayJulySeptNove

PEN to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8444, compared to 4.1670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3226 points.

H1 Avg (Jan–Jun) 3.8444
H2 Avg (Jul–Dec) 4.1670

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.4213 SZL (High: 4.6860 / Low: 4.2647). On the other end, May was the most stable month, with a tight range of 0.1090 SZL (High: 3.8545 / Low: 3.7456).

December Spread (Volatile) ±0.4213
May Spread (Stable) ±0.1090

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0833 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0833

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 4.4541) against the same month in 2014 (average: 3.8826), the exchange rate shifted by +0.5715 (+14.72%).

2015 Avg (December) 4.4541
2014 Avg (December) 3.8826

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9315 3.7756 3.8493
February 3.8262 3.7072 3.7659
March 4.0250 3.7632 3.9057
April 3.8979 3.7840 3.8491
May 3.8545 3.7456 3.8037
June 3.9963 3.8225 3.8928
July 3.9783 3.8549 3.9148
August 4.1011 3.9435 3.9845
September 4.3397 4.1150 4.2444
October 4.3054 4.0303 4.1612
November 4.3139 4.1587 4.2434
December 4.6860 4.2647 4.4541