2020 PEN to TJS Historical Review

YEARLY HIGH

3.1668 TJS

YEARLY LOW

2.7264 TJS

YEARLY AVERAGE

2.9507 TJS

2020 PEN to TJS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to TJS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 19, valuing the pair at 3.1668. Conversely, the yearly low was recorded on March 18, dropping to 2.7264.

This high-to-low spread represents a total annual volatility of 0.4404 TJS. From a start-to-finish perspective, comparing the January average rate of 2.9149 to the December average rate of 3.1454, the exchange rate registered a net change of 7.91% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.1668 was up 8.28% compared to the 2019 peak of 2.9246, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 15,834 TJS

2019 Average 14,277 TJS

Yearly Trough Low 13,632 TJS

Transaction Impact: A difference of 2,201.88 TJS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.1781

2.7860

JanuMarcMayJulySeptNove

PEN to TJS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9274, compared to 2.9739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0465 points.

H1 Avg (Jan–Jun) 2.9274

H2 Avg (Jul–Dec) 2.9739

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.3060 TJS (High: 3.1668 / Low: 2.8608). On the other end, December was the most stable month, with a tight range of 0.0307 TJS (High: 3.1596 / Low: 3.1289).

November Spread (Volatile) ±0.3060

December Spread (Stable) ±0.0307

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0559 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0559

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 3.0938) against the same month in 2019 (average: 2.8769), the exchange rate shifted by +0.2169 (+7.54%).

2020 Avg (November) 3.0938

2019 Avg (November) 2.8769

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9311	2.8637	2.9149
February	2.8838	2.8014	2.8590
March	2.9915	2.7264	2.8186
April	3.0413	2.9513	3.0088
May	3.0370	2.9777	3.0003
June	3.0196	2.9146	2.9629
July	2.9478	2.9041	2.9309
August	2.9297	2.8757	2.8980
September	2.9274	2.8670	2.9031
October	2.8893	2.8489	2.8721
November	3.1668	2.8608	3.0938
December	3.1596	3.1289	3.1454