YEARLY HIGH
9.4020 TWD
YEARLY LOW
7.9331 TWD
YEARLY AVERAGE
8.7420 TWD

2025 PEN to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 9.4020. Conversely, the yearly low was recorded on May 5, dropping to 7.9331.

This high-to-low spread represents a total annual volatility of 1.4689 TWD. From a start-to-finish perspective, comparing the January average rate of 8.7674 to the December average rate of 9.3213, the exchange rate registered a net change of 6.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 9.4020 was up 6.48% compared to the 2024 peak of 8.8296, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 47,010 TWD
2024 Average 42,775 TWD
Yearly Trough Low 39,665 TWD
Transaction Impact: A difference of 7,344.61 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

9.4313
8.1111
JanuMarcMayJulySeptNove

PEN to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.6565, compared to 8.8275 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1710 points.

H1 Avg (Jan–Jun) 8.6565
H2 Avg (Jul–Dec) 8.8275

Volatility Range Comparison

Volatility

The most volatile month in 2025 was May, with a trading range of 0.8026 TWD (High: 8.7357 / Low: 7.9331). On the other end, September was the most stable month, with a tight range of 0.1380 TWD (High: 8.7618 / Low: 8.6238).

May Spread (Volatile) ±0.8026
September Spread (Stable) ±0.1380

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5836 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.5836

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 9.3213) against the same month in 2024 (average: 8.7293), the exchange rate shifted by +0.5920 (+6.78%).

2025 Avg (December) 9.3213
2024 Avg (December) 8.7293

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.8734 8.6798 8.7674
February 8.9905 8.7210 8.8547
March 9.1243 8.8376 9.0252
April 9.0692 8.6633 8.8270
May 8.7357 7.9331 8.2434
June 8.2957 8.1250 8.2211
July 8.3855 8.1279 8.2514
August 8.7490 8.2724 8.5191
September 8.7618 8.6238 8.6834
October 9.1145 8.7496 8.9655
November 9.3541 9.0951 9.2244
December 9.4020 9.1903 9.3213