YEARLY HIGH
0.2784 USD
YEARLY LOW
0.2416 USD
YEARLY AVERAGE
0.2583 USD

2021 PEN to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PEN to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 9, valuing the pair at 0.2784. Conversely, the yearly low was recorded on October 2, dropping to 0.2416.

This high-to-low spread represents a total annual volatility of 0.0367 USD. From a start-to-finish perspective, comparing the January average rate of 0.2757 to the December average rate of 0.2473, the exchange rate registered a net change of -10.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2784 was down 7.97% compared to the 2020 peak of 0.3025, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 1,392 USD
2020 Average 1,432 USD
Yearly Trough Low 1,208 USD
Transaction Impact: A difference of 183.64 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2789
0.2402
JanuMarcMayJulySeptNove

PEN to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2686, compared to 0.2480 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0207 points.

H1 Avg (Jan–Jun) 0.2686
H2 Avg (Jul–Dec) 0.2480

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0165 USD (High: 0.2784 / Low: 0.2618). On the other end, February was the most stable month, with a tight range of 0.0015 USD (High: 0.2749 / Low: 0.2734).

April Spread (Volatile) ±0.0165
February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0098 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.2711) against the same month in 2020 (average: 0.2941), the exchange rate shifted by -0.0230 (-7.82%).

2021 Avg (April) 0.2711
2020 Avg (April) 0.2941

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2771 0.2741 0.2757
February 0.2749 0.2734 0.2743
March 0.2734 0.2659 0.2698
April 0.2784 0.2618 0.2711
May 0.2733 0.2596 0.2653
June 0.2615 0.2509 0.2556
July 0.2586 0.2512 0.2540
August 0.2548 0.2431 0.2452
September 0.2446 0.2419 0.2434
October 0.2551 0.2416 0.2489
November 0.2503 0.2460 0.2488
December 0.2522 0.2449 0.2473