YEARLY HIGH
180.5074 XAF
YEARLY LOW
147.3368 XAF
YEARLY AVERAGE
164.9152 XAF

2020 PEN to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PEN to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 180.5074. Conversely, the yearly low was recorded on December 30, dropping to 147.3368.

This high-to-low spread represents a total annual volatility of 33.1707 XAF. From a start-to-finish perspective, comparing the January average rate of 177.6482 to the December average rate of 149.6603, the exchange rate registered a net change of -15.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 180.5074 was up 0.40% compared to the 2019 peak of 179.7847, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 902,537 XAF
2019 Average 878,006 XAF
Yearly Trough Low 736,684 XAF
Transaction Impact: A difference of 165,853.39 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

180.4470
146.8615
JanuMarcMayJulySeptNove

PEN to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 174.2826, compared to 155.5477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 18.7349 points.

H1 Avg (Jan–Jun) 174.2826
H2 Avg (Jul–Dec) 155.5477

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.7035 XAF (High: 174.6892 / Low: 164.9857). On the other end, October was the most stable month, with a tight range of 2.5811 XAF (High: 156.2684 / Low: 153.6873).

March Spread (Volatile) ±9.7035
October Spread (Stable) ±2.5811

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 7.9250 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -7.9250

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 177.4996) against the same month in 2019 (average: 176.7589), the exchange rate shifted by +0.7407 (+0.42%).

2020 Avg (April) 177.4996
2019 Avg (April) 176.7589

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 179.1198 174.6568 177.6482
February 179.7281 172.1874 177.2210
March 174.6892 164.9857 169.8878
April 180.5074 173.7982 177.4996
May 178.7298 171.8467 175.6820
June 172.1127 165.0863 167.7570
July 165.7524 157.6442 162.8183
August 158.0522 153.8153 155.7502
September 158.1429 154.8240 156.5387
October 156.2684 153.6873 155.0348
November 155.8430 150.9238 153.4841
December 150.9824 147.3368 149.6603