YEARLY HIGH
5.3688 ZAR
YEARLY LOW
4.8574 ZAR
YEARLY AVERAGE
5.0131 ZAR

2025 PEN to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PEN to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 8, valuing the pair at 5.3688. Conversely, the yearly low was recorded on May 20, dropping to 4.8574.

This high-to-low spread represents a total annual volatility of 0.5114 ZAR. From a start-to-finish perspective, comparing the January average rate of 4.9961 to the December average rate of 4.9967, the exchange rate registered a net change of 0.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.3688 was up 3.27% compared to the 2024 peak of 5.1986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PEN based on timing:

Yearly Peak High 26,844 ZAR
2024 Average 24,427 ZAR
Yearly Trough Low 24,287 ZAR
Transaction Impact: A difference of 2,556.89 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.1351
4.9215
JanuMarcMayJulySeptNove

PEN to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0008, compared to 5.0253 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0245 points.

H1 Avg (Jan–Jun) 5.0008
H2 Avg (Jul–Dec) 5.0253

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.3453 ZAR (High: 5.3688 / Low: 5.0235). On the other end, February was the most stable month, with a tight range of 0.0913 ZAR (High: 5.0427 / Low: 4.9514).

April Spread (Volatile) ±0.3453
February Spread (Stable) ±0.0913

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1780 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 5.1173) against the same month in 2024 (average: 5.0829), the exchange rate shifted by +0.0343 (+0.68%).

2025 Avg (April) 5.1173
2024 Avg (April) 5.0829

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0786 4.9353 4.9961
February 5.0427 4.9514 4.9904
March 5.0617 4.9458 5.0051
April 5.3688 5.0235 5.1173
May 5.0455 4.8574 4.9393
June 5.0389 4.8660 4.9566
July 5.1060 4.9201 4.9985
August 5.1228 4.9420 5.0021
September 5.0265 4.9216 4.9821
October 5.1453 4.9590 5.0609
November 5.1854 5.0621 5.1119
December 5.0773 4.9226 4.9967