2020 PGK to BOB Historical Review

YEARLY HIGH

2.0753 BOB

YEARLY LOW

1.9389 BOB

YEARLY AVERAGE

1.9906 BOB

2020 PGK to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on February 9, valuing the pair at 2.0753. Conversely, the yearly low was recorded on November 16, dropping to 1.9389.

This high-to-low spread represents a total annual volatility of 0.1363 BOB. From a start-to-finish perspective, comparing the January average rate of 2.0322 to the December average rate of 1.9605, the exchange rate registered a net change of -3.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0753 was down 15.46% compared to the 2019 peak of 2.4549, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 10,376 BOB

2019 Average 10,214 BOB

Yearly Trough Low 9,695 BOB

Transaction Impact: A difference of 681.75 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0395

1.9534

JanuMarcMayJulySeptNove

PGK to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0105, compared to 1.9707 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0398 points.

H1 Avg (Jan–Jun) 2.0105

H2 Avg (Jul–Dec) 1.9707

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0723 BOB (High: 2.0753 / Low: 2.0030). On the other end, June was the most stable month, with a tight range of 0.0244 BOB (High: 2.0066 / Low: 1.9822).

February Spread (Volatile) ±0.0723

June Spread (Stable) ±0.0244

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0230 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0230

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 2.0323) against the same month in 2019 (average: 2.0537), the exchange rate shifted by -0.0214 (-1.04%).

2020 Avg (February) 2.0323

2019 Avg (February) 2.0537

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0464	2.0079	2.0322
February	2.0753	2.0030	2.0323
March	2.0299	1.9857	2.0095
April	2.0186	1.9803	2.0009
May	2.0104	1.9671	1.9908
June	2.0066	1.9822	1.9974
July	2.0168	1.9618	1.9901
August	1.9942	1.9487	1.9671
September	2.0100	1.9458	1.9769
October	1.9754	1.9428	1.9691
November	1.9728	1.9389	1.9607
December	1.9727	1.9449	1.9605