2020 PGK to CRC Historical Review

YEARLY HIGH

175.2839 CRC

YEARLY LOW

162.2499 CRC

YEARLY AVERAGE

168.4898 CRC

2020 PGK to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 175.2839. Conversely, the yearly low was recorded on May 21, dropping to 162.2499.

This high-to-low spread represents a total annual volatility of 13.0340 CRC. From a start-to-finish perspective, comparing the January average rate of 167.0190 to the December average rate of 172.1513, the exchange rate registered a net change of 3.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 175.2839 was down 15.12% compared to the 2019 peak of 206.5096, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 876,419 CRC

2019 Average 867,611 CRC

Yearly Trough Low 811,249 CRC

Transaction Impact: A difference of 65,169.85 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

173.9450

163.2650

JanuMarcMayJulySeptNove

PGK to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 166.1614, compared to 170.8183 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.6569 points.

H1 Avg (Jan–Jun) 166.1614

H2 Avg (Jul–Dec) 170.8183

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 8.1479 CRC (High: 172.1191 / Low: 163.9712). On the other end, October was the most stable month, with a tight range of 2.1438 CRC (High: 172.8569 / Low: 170.7131).

February Spread (Volatile) ±8.1479

October Spread (Stable) ±2.1438

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.3124 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.3124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 173.0550) against the same month in 2019 (average: 170.9707), the exchange rate shifted by +2.0843 (+1.22%).

2020 Avg (November) 173.0550

2019 Avg (November) 170.9707

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	169.6337	164.4724	167.0190
February	172.1191	163.9712	167.2911
March	168.9326	162.5283	166.3896
April	168.9803	162.2607	165.4675
May	165.8708	162.2499	164.1550
June	168.0139	163.7598	166.6462
July	169.8649	165.2334	167.7291
August	171.8085	166.8471	168.8333
September	173.5731	168.5126	171.0580
October	172.8569	170.7131	172.0828
November	175.2839	170.4456	173.0550
December	173.9093	170.8678	172.1513