YEARLY HIGH
48.9879 PKR
YEARLY LOW
44.5314 PKR
YEARLY AVERAGE
46.6591 PKR

2020 PGK to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PGK to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 48.9879. Conversely, the yearly low was recorded on November 16, dropping to 44.5314.

This high-to-low spread represents a total annual volatility of 4.4565 PKR. From a start-to-finish perspective, comparing the January average rate of 45.4713 to the December average rate of 45.5821, the exchange rate registered a net change of 0.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 48.9879 was down 11.20% compared to the 2019 peak of 55.1668, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PGK based on timing:

Yearly Peak High 244,939 PKR
2019 Average 221,956 PKR
Yearly Trough Low 222,657 PKR
Transaction Impact: A difference of 22,282.41 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.4730
45.0081
JanuMarcMayJulySeptNove

PGK to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.4974, compared to 46.8208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3234 points.

H1 Avg (Jan–Jun) 46.4974
H2 Avg (Jul–Dec) 46.8208

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.2635 PKR (High: 48.1805 / Low: 44.9170). On the other end, December was the most stable month, with a tight range of 0.5101 PKR (High: 45.7643 / Low: 45.2542).

March Spread (Volatile) ±3.2635
December Spread (Stable) ±0.5101

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.4870 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.4870

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 47.7743) against the same month in 2019 (average: 41.9546), the exchange rate shifted by +5.8197 (+13.87%).

2020 Avg (April) 47.7743
2019 Avg (April) 41.9546

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 45.8210 44.8729 45.4713
February 46.3769 44.7366 45.3752
March 48.1805 44.9170 46.1912
April 48.9879 46.1852 47.7743
May 47.2032 45.7265 46.2872
June 48.6357 46.8954 47.8854
July 48.9262 47.2885 48.1843
August 48.5054 46.9046 47.8936
September 48.3261 46.8308 47.5300
October 47.1286 45.1961 46.4382
November 45.7313 44.5314 45.2969
December 45.7643 45.2542 45.5821