YEARLY HIGH
0.0174 BMD
YEARLY LOW
0.0162 BMD
YEARLY AVERAGE
0.0166 BMD

2026 PHP to BMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to BMD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0174. Conversely, the yearly low was recorded on July 23, dropping to 0.0162.

This high-to-low spread represents a total annual volatility of 0.0012 BMD. From a start-to-finish perspective, comparing the January average rate of 0.0169 to the December average rate of 0.0162, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0174 was down 3.80% compared to the 2025 peak of 0.0181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 4,345 BMD
2025 Average 4,350 BMD
Yearly Trough Low 4,044 BMD
Transaction Impact: A difference of 300.83 BMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0173
0.0161
JanuMarcMayJuly

PHP to BMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0167, compared to 0.0162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0167
H2 Avg (Jul–Dec) 0.0162

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0009 BMD (High: 0.0173 / Low: 0.0165). On the other end, May was the most stable month, with a tight range of 0.0001 BMD (High: 0.0163 / Low: 0.0163).

March Spread (Volatile) ±0.0009
May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0172) against the same month in 2025 (average: 0.0172), the exchange rate shifted by -0.0000 (-0.26%).

2026 Avg (February) 0.0172
2025 Avg (February) 0.0172

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0170 0.0168 0.0169
February 0.0174 0.0169 0.0172
March 0.0173 0.0165 0.0168
April 0.0168 0.0162 0.0166
May 0.0163 0.0163 0.0163
June 0.0166 0.0162 0.0163
July 0.0163 0.0162 0.0162