2020 PHP to BND Historical Review

YEARLY HIGH

0.0286 BND

YEARLY LOW

0.0264 BND

YEARLY AVERAGE

0.0278 BND

2020 PHP to BND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to BND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.0286. Conversely, the yearly low was recorded on January 6, dropping to 0.0264.

This high-to-low spread represents a total annual volatility of 0.0022 BND. From a start-to-finish perspective, comparing the January average rate of 0.0266 to the December average rate of 0.0277, the exchange rate registered a net change of 4.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0286 was down 5.64% compared to the 2019 peak of 0.0303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 7,143 BND

2019 Average 6,637 BND

Yearly Trough Low 6,603 BND

Transaction Impact: A difference of 540.05 BND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0283

0.0264

JanuMarcMayJulySeptNove

PHP to BND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0276, compared to 0.0280 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0276

H2 Avg (Jul–Dec) 0.0280

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0013 BND (High: 0.0286 / Low: 0.0273). On the other end, July was the most stable month, with a tight range of 0.0003 BND (High: 0.0282 / Low: 0.0279).

March Spread (Volatile) ±0.0013

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0278) against the same month in 2019 (average: 0.0257), the exchange rate shifted by +0.0021 (+8.08%).

2020 Avg (March) 0.0278

2019 Avg (March) 0.0257

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0268	0.0264	0.0266
February	0.0276	0.0268	0.0273
March	0.0286	0.0273	0.0278
April	0.0284	0.0279	0.0281
May	0.0282	0.0278	0.0280
June	0.0280	0.0275	0.0278
July	0.0282	0.0279	0.0281
August	0.0282	0.0279	0.0281
September	0.0284	0.0279	0.0281
October	0.0282	0.0279	0.0280
November	0.0282	0.0278	0.0279
December	0.0279	0.0275	0.0277