YEARLY HIGH
0.3283 EGP
YEARLY LOW
0.3043 EGP
YEARLY AVERAGE
0.3189 EGP

2020 PHP to EGP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to EGP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 0.3283. Conversely, the yearly low was recorded on March 29, dropping to 0.3043.

This high-to-low spread represents a total annual volatility of 0.0240 EGP. From a start-to-finish perspective, comparing the January average rate of 0.3128 to the December average rate of 0.3263, the exchange rate registered a net change of 4.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3283 was down 4.62% compared to the 2019 peak of 0.3442, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 82,080 EGP
2019 Average 81,190 EGP
Yearly Trough Low 76,067 EGP
Transaction Impact: A difference of 6,012.23 EGP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3286
0.3062
JanuMarcMayJulySeptNove

PHP to EGP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3126, compared to 0.3251 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 0.3126
H2 Avg (Jul–Dec) 0.3251

Volatility Range Comparison

Volatility

The most volatile month in 2020 was June, with a trading range of 0.0092 EGP (High: 0.3258 / Low: 0.3166). On the other end, September was the most stable month, with a tight range of 0.0024 EGP (High: 0.3266 / Low: 0.3241).

June Spread (Volatile) ±0.0092
September Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0041 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.3267) against the same month in 2019 (average: 0.3177), the exchange rate shifted by +0.0091 (+2.85%).

2020 Avg (August) 0.3267
2019 Avg (August) 0.3177

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3169 0.3092 0.3128
February 0.3113 0.3047 0.3087
March 0.3113 0.3043 0.3081
April 0.3147 0.3086 0.3112
May 0.3139 0.3082 0.3119
June 0.3258 0.3166 0.3230
July 0.3255 0.3221 0.3240
August 0.3283 0.3251 0.3267
September 0.3266 0.3241 0.3252
October 0.3251 0.3222 0.3239
November 0.3259 0.3225 0.3244
December 0.3278 0.3237 0.3263