2021 PHP to EUR Historical Review

YEARLY HIGH

0.0178 EUR

YEARLY LOW

0.0166 EUR

YEARLY AVERAGE

0.0172 EUR

2021 PHP to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.0178. Conversely, the yearly low was recorded on July 19, dropping to 0.0166.

This high-to-low spread represents a total annual volatility of 0.0012 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0171 to the December average rate of 0.0176, the exchange rate registered a net change of 2.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0178 was down 2.91% compared to the 2020 peak of 0.0184, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 4,459 EUR

2020 Average 4,418 EUR

Yearly Trough Low 4,162 EUR

Transaction Impact: A difference of 296.83 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0176

0.0168

JanuMarcMayJulySeptNove

PHP to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0172, compared to 0.0171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0172

H2 Avg (Jul–Dec) 0.0171

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0007 EUR (High: 0.0177 / Low: 0.0170). On the other end, October was the most stable month, with a tight range of 0.0002 EUR (High: 0.0171 / Low: 0.0169).

November Spread (Volatile) ±0.0007

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0176) against the same month in 2020 (average: 0.0171), the exchange rate shifted by +0.0005 (+2.90%).

2021 Avg (December) 0.0176

2020 Avg (December) 0.0171

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0172	0.0169	0.0171
February	0.0174	0.0168	0.0171
March	0.0176	0.0171	0.0173
April	0.0175	0.0170	0.0173
May	0.0174	0.0170	0.0172
June	0.0174	0.0171	0.0172
July	0.0172	0.0166	0.0169
August	0.0174	0.0167	0.0169
September	0.0170	0.0167	0.0169
October	0.0171	0.0169	0.0170
November	0.0177	0.0170	0.0174
December	0.0178	0.0172	0.0176