YEARLY HIGH
0.0168 EUR
YEARLY LOW
0.0144 EUR
YEARLY AVERAGE
0.0154 EUR

2025 PHP to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.0168. Conversely, the yearly low was recorded on December 12, dropping to 0.0144.

This high-to-low spread represents a total annual volatility of 0.0024 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0165 to the December average rate of 0.0145, the exchange rate registered a net change of -12.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0168 was up 0.98% compared to the 2024 peak of 0.0166, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 4,198 EUR
2024 Average 4,034 EUR
Yearly Trough Low 3,601 EUR
Transaction Impact: A difference of 596.34 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0168
0.0143
JanuMarcMayJulySeptNove

PHP to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0160, compared to 0.0148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0160
H2 Avg (Jul–Dec) 0.0148

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0008 EUR (High: 0.0162 / Low: 0.0153). On the other end, August was the most stable month, with a tight range of 0.0002 EUR (High: 0.0152 / Low: 0.0149).

April Spread (Volatile) ±0.0008
August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0165) against the same month in 2024 (average: 0.0164), the exchange rate shifted by +0.0001 (+0.91%).

2025 Avg (January) 0.0165
2024 Avg (January) 0.0164

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0168 0.0163 0.0165
February 0.0167 0.0164 0.0166
March 0.0166 0.0160 0.0161
April 0.0162 0.0153 0.0157
May 0.0161 0.0158 0.0159
June 0.0158 0.0150 0.0154
July 0.0152 0.0149 0.0150
August 0.0152 0.0149 0.0150
September 0.0151 0.0146 0.0149
October 0.0149 0.0145 0.0147
November 0.0149 0.0146 0.0147
December 0.0147 0.0144 0.0145