YEARLY HIGH
0.0708 GEL
YEARLY LOW
0.0542 GEL
YEARLY AVERAGE
0.0628 GEL

2020 PHP to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 0.0708. Conversely, the yearly low was recorded on March 16, dropping to 0.0542.

This high-to-low spread represents a total annual volatility of 0.0166 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0566 to the December average rate of 0.0685, the exchange rate registered a net change of 21.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0708 was up 20.41% compared to the 2019 peak of 0.0588, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 17,708 GEL
2019 Average 13,610 GEL
Yearly Trough Low 13,546 GEL
Transaction Impact: A difference of 4,162.18 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0701
0.0547
JanuMarcMayJulySeptNove

PHP to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0598, compared to 0.0658 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.0598
H2 Avg (Jul–Dec) 0.0658

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0136 GEL (High: 0.0678 / Low: 0.0542). On the other end, January was the most stable month, with a tight range of 0.0012 GEL (High: 0.0572 / Low: 0.0560).

March Spread (Volatile) ±0.0136
January Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0024 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0688) against the same month in 2019 (average: 0.0585), the exchange rate shifted by +0.0103 (+17.54%).

2020 Avg (November) 0.0688
2019 Avg (November) 0.0585

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0572 0.0560 0.0566
February 0.0570 0.0544 0.0560
March 0.0678 0.0542 0.0592
April 0.0647 0.0617 0.0628
May 0.0642 0.0628 0.0634
June 0.0640 0.0592 0.0610
July 0.0630 0.0616 0.0622
August 0.0641 0.0628 0.0634
September 0.0692 0.0632 0.0655
October 0.0676 0.0660 0.0665
November 0.0708 0.0667 0.0688
December 0.0693 0.0680 0.0685