YEARLY HIGH
4.3913 GYD
YEARLY LOW
4.0771 GYD
YEARLY AVERAGE
4.2477 GYD

2021 PHP to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 4.3913. Conversely, the yearly low was recorded on December 30, dropping to 4.0771.

This high-to-low spread represents a total annual volatility of 0.3142 GYD. From a start-to-finish perspective, comparing the January average rate of 4.3522 to the December average rate of 4.1589, the exchange rate registered a net change of -4.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.3913 was up 0.50% compared to the 2020 peak of 4.3695, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,097,825 GYD
2020 Average 1,054,168 GYD
Yearly Trough Low 1,019,268 GYD
Transaction Impact: A difference of 78,556.98 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.3910
4.1007
JanuMarcMayJulySeptNove

PHP to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3369, compared to 4.1585 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1784 points.

H1 Avg (Jan–Jun) 4.3369
H2 Avg (Jul–Dec) 4.1585

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.1612 GYD (High: 4.2614 / Low: 4.1002). On the other end, April was the most stable month, with a tight range of 0.0425 GYD (High: 4.3386 / Low: 4.2961).

July Spread (Volatile) ±0.1612
April Spread (Stable) ±0.0425

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1630 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1630

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.3522) against the same month in 2020 (average: 4.1089), the exchange rate shifted by +0.2432 (+5.92%).

2021 Avg (January) 4.3522
2020 Avg (January) 4.1089

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3913 4.3272 4.3522
February 4.3636 4.2692 4.3316
March 4.3385 4.2947 4.3099
April 4.3386 4.2961 4.3191
May 4.3886 4.3356 4.3668
June 4.3836 4.2793 4.3417
July 4.2614 4.1002 4.1787
August 4.2842 4.1242 4.1664
September 4.2142 4.0863 4.1661
October 4.1577 4.1118 4.1249
November 4.2007 4.1226 4.1560
December 4.2215 4.0771 4.1589