2021 PHP to IRR Historical Review

YEARLY HIGH

886.4970 IRR

YEARLY LOW

823.9938 IRR

YEARLY AVERAGE

856.0751 IRR

2021 PHP to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 886.4970. Conversely, the yearly low was recorded on December 30, dropping to 823.9938.

This high-to-low spread represents a total annual volatility of 62.5032 IRR. From a start-to-finish perspective, comparing the January average rate of 875.8887 to the December average rate of 839.9813, the exchange rate registered a net change of -4.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 886.4970 was down 33.64% compared to the 2020 peak of 1335.8596, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 221,624,248 IRR

2020 Average 212,654,048 IRR

Yearly Trough Low 205,998,441 IRR

Transaction Impact: A difference of 15,625,807.49 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

884.0142

827.8919

JanuMarcMayJulySeptNove

PHP to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 873.0048, compared to 839.1453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 33.8594 points.

H1 Avg (Jan–Jun) 873.0048

H2 Avg (Jul–Dec) 839.1453

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 33.6810 IRR (High: 864.6875 / Low: 831.0066). On the other end, March was the most stable month, with a tight range of 6.7400 IRR (High: 871.3095 / Low: 864.5695).

August Spread (Volatile) ±33.6810

March Spread (Stable) ±6.7400

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 31.9912 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -31.9912

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 879.3374) against the same month in 2020 (average: 833.5916), the exchange rate shifted by +45.7458 (+5.49%).

2021 Avg (May) 879.3374

2020 Avg (May) 833.5916

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	879.4082	871.0377	875.8887
February	878.6046	859.8005	871.8564
March	871.3095	864.5695	867.5495
April	872.8270	865.8340	869.2070
May	886.4970	872.8252	879.3374
June	884.2732	862.7881	874.1896
July	857.3612	827.5632	842.1984
August	864.6875	831.0066	840.2036
September	848.8609	824.9096	840.7041
October	839.7040	829.6226	832.5687
November	848.6363	833.2512	839.2161
December	847.3726	823.9938	839.9813