YEARLY HIGH
3.1985 JMD
YEARLY LOW
2.8844 JMD
YEARLY AVERAGE
3.0579 JMD

2021 PHP to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 2, valuing the pair at 3.1985. Conversely, the yearly low was recorded on September 27, dropping to 2.8844.

This high-to-low spread represents a total annual volatility of 0.3140 JMD. From a start-to-finish perspective, comparing the January average rate of 2.9991 to the December average rate of 3.0685, the exchange rate registered a net change of 2.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.1985 was up 2.97% compared to the 2020 peak of 3.1062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 799,617 JMD
2020 Average 716,179 JMD
Yearly Trough Low 721,110 JMD
Transaction Impact: A difference of 78,507.73 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.1657
2.9461
JanuMarcMayJulySeptNove

PHP to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0796, compared to 3.0361 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0435 points.

H1 Avg (Jan–Jun) 3.0796
H2 Avg (Jul–Dec) 3.0361

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.1803 JMD (High: 3.0694 / Low: 2.8891). On the other end, June was the most stable month, with a tight range of 0.0636 JMD (High: 3.1324 / Low: 3.0688).

October Spread (Volatile) ±0.1803
June Spread (Stable) ±0.0636

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0899 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0899

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 3.1474) against the same month in 2020 (average: 2.8560), the exchange rate shifted by +0.2914 (+10.20%).

2021 Avg (May) 3.1474
2020 Avg (May) 2.8560

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0481 2.9547 2.9991
February 3.1300 3.0535 3.1015
March 3.1078 2.9867 3.0374
April 3.1797 3.0045 3.0872
May 3.1985 3.0944 3.1474
June 3.1324 3.0688 3.1052
July 3.1016 2.9978 3.0542
August 3.1293 3.0448 3.0660
September 3.0406 2.8844 2.9760
October 3.0694 2.8891 2.9644
November 3.1256 3.0585 3.0876
December 3.1088 3.0017 3.0685