YEARLY HIGH
3.9605 LKR
YEARLY LOW
3.5490 LKR
YEARLY AVERAGE
3.7397 LKR

2020 PHP to LKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to LKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 3.9605. Conversely, the yearly low was recorded on January 4, dropping to 3.5490.

This high-to-low spread represents a total annual volatility of 0.4115 LKR. From a start-to-finish perspective, comparing the January average rate of 3.5693 to the December average rate of 3.8927, the exchange rate registered a net change of 9.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9605 was up 10.13% compared to the 2019 peak of 3.5964, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 990,134 LKR
2019 Average 862,956 LKR
Yearly Trough Low 887,250 LKR
Transaction Impact: A difference of 102,883.41 LKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9250
3.5369
JanuMarcMayJulySeptNove

PHP to LKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6637, compared to 3.8158 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1521 points.

H1 Avg (Jan–Jun) 3.6637
H2 Avg (Jul–Dec) 3.8158

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1606 LKR (High: 3.7300 / Low: 3.5694). On the other end, October was the most stable month, with a tight range of 0.0321 LKR (High: 3.8163 / Low: 3.7842).

March Spread (Volatile) ±0.1606
October Spread (Stable) ±0.0321

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0726 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0726

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 3.8927) against the same month in 2019 (average: 3.5699), the exchange rate shifted by +0.3228 (+9.04%).

2020 Avg (December) 3.8927
2019 Avg (December) 3.5699

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6002 3.5490 3.5693
February 3.5957 3.5553 3.5741
March 3.7300 3.5694 3.6295
April 3.8287 3.7212 3.7834
May 3.8172 3.6589 3.7108
June 3.7377 3.6718 3.7148
July 3.7883 3.7390 3.7610
August 3.8559 3.7390 3.7927
September 3.8323 3.7881 3.8139
October 3.8163 3.7842 3.8019
November 3.8668 3.7943 3.8325
December 3.9605 3.8574 3.8927