2012 PHP to MGA Historical Review

YEARLY HIGH

55.4372 MGA

YEARLY LOW

47.8158 MGA

YEARLY AVERAGE

51.9115 MGA

2012 PHP to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PHP to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 55.4372. Conversely, the yearly low was recorded on May 25, dropping to 47.8158.

This high-to-low spread represents a total annual volatility of 7.6214 MGA. From a start-to-finish perspective, comparing the January average rate of 50.9834 to the December average rate of 55.0655, the exchange rate registered a net change of 8.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 55.4372 was up 8.79% compared to the 2011 peak of 50.9585, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 13,859,291 MGA

2011 Average 11,669,782 MGA

Yearly Trough Low 11,953,953 MGA

Transaction Impact: A difference of 1,905,338.63 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

55.7120

47.9541

JanuMarcMayJulySeptNove

PHP to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 49.9748, compared to 53.8481 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8733 points.

H1 Avg (Jan–Jun) 49.9748

H2 Avg (Jul–Dec) 53.8481

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 3.1182 MGA (High: 51.7047 / Low: 48.5865). On the other end, December was the most stable month, with a tight range of 0.7547 MGA (High: 55.4372 / Low: 54.6825).

June Spread (Volatile) ±3.1182

December Spread (Stable) ±0.7547

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.9351 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.9351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 55.0655) against the same month in 2011 (average: 49.0555), the exchange rate shifted by +6.0100 (+12.25%).

2012 Avg (December) 55.0655

2011 Avg (December) 49.0555

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	51.6603	50.6563	50.9834
February	51.3227	49.8166	50.9123
March	50.7772	49.0269	49.9772
April	49.7452	48.8205	49.3010
May	49.7309	47.8158	48.6005
June	51.7047	48.5865	50.0745
July	54.6575	51.8569	53.7685
August	54.4668	52.7418	53.4877
September	53.8350	52.5121	53.1838
October	53.7926	52.5810	53.0876
November	55.1846	53.6982	54.4955
December	55.4372	54.6825	55.0655