2020 PHP to MVR Historical Review

YEARLY HIGH

0.3214 MVR

YEARLY LOW

0.2976 MVR

YEARLY AVERAGE

0.3111 MVR

2020 PHP to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.3214. Conversely, the yearly low was recorded on March 18, dropping to 0.2976.

This high-to-low spread represents a total annual volatility of 0.0238 MVR. From a start-to-finish perspective, comparing the January average rate of 0.3040 to the December average rate of 0.3206, the exchange rate registered a net change of 5.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3214 was up 4.77% compared to the 2019 peak of 0.3067, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 80,348 MVR

2019 Average 74,594 MVR

Yearly Trough Low 74,396 MVR

Transaction Impact: A difference of 5,951.70 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3223

0.3017

JanuMarcMayJulySeptNove

PHP to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3051, compared to 0.3171 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0120 points.

H1 Avg (Jan–Jun) 0.3051

H2 Avg (Jul–Dec) 0.3171

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0117 MVR (High: 0.3093 / Low: 0.2976). On the other end, September was the most stable month, with a tight range of 0.0019 MVR (High: 0.3185 / Low: 0.3165).

March Spread (Volatile) ±0.0117

September Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0007 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3206) against the same month in 2019 (average: 0.3042), the exchange rate shifted by +0.0164 (+5.38%).

2020 Avg (December) 0.3206

2019 Avg (December) 0.3042

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3061	0.3024	0.3040
February	0.3061	0.3024	0.3041
March	0.3093	0.2976	0.3034
April	0.3072	0.3016	0.3044
May	0.3106	0.3035	0.3063
June	0.3119	0.3063	0.3085
July	0.3139	0.3091	0.3118
August	0.3189	0.3133	0.3159
September	0.3185	0.3165	0.3175
October	0.3186	0.3163	0.3176
November	0.3208	0.3173	0.3193
December	0.3214	0.3191	0.3206