YEARLY HIGH
16.0900 MWK
YEARLY LOW
14.2145 MWK
YEARLY AVERAGE
15.0115 MWK

2020 PHP to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 16.0900. Conversely, the yearly low was recorded on March 17, dropping to 14.2145.

This high-to-low spread represents a total annual volatility of 1.8755 MWK. From a start-to-finish perspective, comparing the January average rate of 14.4833 to the December average rate of 15.9530, the exchange rate registered a net change of 10.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 16.0900 was up 5.28% compared to the 2019 peak of 15.2832, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 4,022,497 MWK
2019 Average 3,546,789 MWK
Yearly Trough Low 3,553,622 MWK
Transaction Impact: A difference of 468,875.16 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

16.1027
14.3066
JanuMarcMayJulySeptNove

PHP to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.5387, compared to 15.4844 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9457 points.

H1 Avg (Jan–Jun) 14.5387
H2 Avg (Jul–Dec) 15.4844

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4981 MWK (High: 14.7126 / Low: 14.2145). On the other end, October was the most stable month, with a tight range of 0.1772 MWK (High: 15.6470 / Low: 15.4698).

March Spread (Volatile) ±0.4981
October Spread (Stable) ±0.1772

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0270 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0270

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 15.9530) against the same month in 2019 (average: 14.4535), the exchange rate shifted by +1.4996 (+10.38%).

2020 Avg (December) 15.9530
2019 Avg (December) 14.4535

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.6172 14.3798 14.4833
February 14.5934 14.3294 14.4562
March 14.7126 14.2145 14.4589
April 14.6451 14.4215 14.5280
May 14.7265 14.4532 14.5718
June 14.8549 14.6320 14.7339
July 15.0939 14.7751 14.9169
August 15.5074 15.0775 15.2885
September 15.5314 15.3314 15.4511
October 15.6470 15.4698 15.5425
November 15.8982 15.5597 15.7541
December 16.0900 15.8306 15.9530