YEARLY HIGH
0.4982 MXN
YEARLY LOW
0.3662 MXN
YEARLY AVERAGE
0.4331 MXN

2020 PHP to MXN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to MXN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.4982. Conversely, the yearly low was recorded on January 20, dropping to 0.3662.

This high-to-low spread represents a total annual volatility of 0.1320 MXN. From a start-to-finish perspective, comparing the January average rate of 0.3699 to the December average rate of 0.4149, the exchange rate registered a net change of 12.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4982 was up 29.12% compared to the 2019 peak of 0.3858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 124,545 MXN
2019 Average 92,963 MXN
Yearly Trough Low 91,556 MXN
Transaction Impact: A difference of 32,989.32 MXN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4889
0.3591
JanuMarcMayJulySeptNove

PHP to MXN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4280, compared to 0.4382 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.4280
H2 Avg (Jul–Dec) 0.4382

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1117 MXN (High: 0.4941 / Low: 0.3824). On the other end, January was the most stable month, with a tight range of 0.0073 MXN (High: 0.3735 / Low: 0.3662).

March Spread (Volatile) ±0.1117
January Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0180 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0180

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.4780) against the same month in 2019 (average: 0.3645), the exchange rate shifted by +0.1135 (+31.14%).

2020 Avg (April) 0.4780
2019 Avg (April) 0.3645

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3735 0.3662 0.3699
February 0.3848 0.3666 0.3710
March 0.4941 0.3824 0.4386
April 0.4982 0.4620 0.4780
May 0.4934 0.4395 0.4643
June 0.4623 0.4309 0.4464
July 0.4602 0.4460 0.4534
August 0.4617 0.4498 0.4542
September 0.4627 0.4311 0.4458
October 0.4508 0.4310 0.4380
November 0.4412 0.4158 0.4228
December 0.4211 0.4110 0.4149