2015 PHP to NAD Historical Review

YEARLY HIGH

0.3355 NAD

YEARLY LOW

0.2562 NAD

YEARLY AVERAGE

0.2801 NAD

2015 PHP to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PHP to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 0.3355. Conversely, the yearly low was recorded on January 10, dropping to 0.2562.

This high-to-low spread represents a total annual volatility of 0.0793 NAD. From a start-to-finish perspective, comparing the January average rate of 0.2595 to the December average rate of 0.3188, the exchange rate registered a net change of 22.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.3355 was up 28.24% compared to the 2014 peak of 0.2616, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 83,865 NAD

2014 Average 61,081 NAD

Yearly Trough Low 64,049 NAD

Transaction Impact: A difference of 19,816.02 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.3248

0.2535

JanuMarcMayJulySeptNove

PHP to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2675, compared to 0.2928 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0253 points.

H1 Avg (Jan–Jun) 0.2675

H2 Avg (Jul–Dec) 0.2928

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0324 NAD (High: 0.3355 / Low: 0.3030). On the other end, July was the most stable month, with a tight range of 0.0065 NAD (High: 0.2777 / Low: 0.2711).

December Spread (Volatile) ±0.0324

July Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0020 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 0.3188) against the same month in 2014 (average: 0.2574), the exchange rate shifted by +0.0614 (+23.87%).

2015 Avg (December) 0.3188

2014 Avg (December) 0.2574

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2636	0.2562	0.2595
February	0.2651	0.2565	0.2622
March	0.2818	0.2642	0.2715
April	0.2759	0.2658	0.2703
May	0.2728	0.2651	0.2683
June	0.2796	0.2687	0.2731
July	0.2777	0.2711	0.2749
August	0.2844	0.2759	0.2788
September	0.2999	0.2854	0.2921
October	0.2976	0.2843	0.2913
November	0.3064	0.2936	0.3006
December	0.3355	0.3030	0.3188