2020 PHP to NIO Historical Review

YEARLY HIGH

0.7313 NIO

YEARLY LOW

0.6519 NIO

YEARLY AVERAGE

0.6939 NIO

2020 PHP to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 0.7313. Conversely, the yearly low was recorded on March 17, dropping to 0.6519.

This high-to-low spread represents a total annual volatility of 0.0794 NIO. From a start-to-finish perspective, comparing the January average rate of 0.6678 to the December average rate of 0.7250, the exchange rate registered a net change of 8.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7313 was up 8.21% compared to the 2019 peak of 0.6758, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 182,825 NIO

2019 Average 160,575 NIO

Yearly Trough Low 162,970 NIO

Transaction Impact: A difference of 19,855.20 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7308

0.6613

JanuMarcMayJulySeptNove

PHP to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6721, compared to 0.7157 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0435 points.

H1 Avg (Jan–Jun) 0.6721

H2 Avg (Jul–Dec) 0.7157

Volatility Range Comparison

Volatility

The most volatile month in 2020 was May, with a trading range of 0.0279 NIO (High: 0.6922 / Low: 0.6643). On the other end, December was the most stable month, with a tight range of 0.0043 NIO (High: 0.7268 / Low: 0.7225).

May Spread (Volatile) ±0.0279

December Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0020 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.7230) against the same month in 2019 (average: 0.6670), the exchange rate shifted by +0.0560 (+8.40%).

2020 Avg (November) 0.7230

2019 Avg (November) 0.6670

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6743	0.6625	0.6678
February	0.6767	0.6629	0.6691
March	0.6776	0.6519	0.6671
April	0.6851	0.6617	0.6732
May	0.6922	0.6643	0.6730
June	0.6915	0.6740	0.6827
July	0.7062	0.6845	0.7000
August	0.7215	0.7005	0.7128
September	0.7188	0.7124	0.7165
October	0.7189	0.7133	0.7166
November	0.7313	0.7148	0.7230
December	0.7268	0.7225	0.7250