2021 PHP to NPR Historical Review

YEARLY HIGH

2.4848 NPR

YEARLY LOW

2.3082 NPR

YEARLY AVERAGE

2.3995 NPR

2021 PHP to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 13, valuing the pair at 2.4848. Conversely, the yearly low was recorded on September 27, dropping to 2.3082.

This high-to-low spread represents a total annual volatility of 0.1766 NPR. From a start-to-finish perspective, comparing the January average rate of 2.4333 to the December average rate of 2.3956, the exchange rate registered a net change of -1.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.4848 was up 0.07% compared to the 2020 peak of 2.4831, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 621,193 NPR

2020 Average 597,586 NPR

Yearly Trough Low 577,041 NPR

Transaction Impact: A difference of 44,152.86 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.4659

2.3323

JanuMarcMayJulySeptNove

PHP to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4303, compared to 2.3686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0617 points.

H1 Avg (Jan–Jun) 2.4303

H2 Avg (Jul–Dec) 2.3686

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.1150 NPR (High: 2.4354 / Low: 2.3203). On the other end, June was the most stable month, with a tight range of 0.0234 NPR (High: 2.4526 / Low: 2.4292).

December Spread (Volatile) ±0.1150

June Spread (Stable) ±0.0234

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0622 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0622

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 2.4548) against the same month in 2020 (average: 2.4047), the exchange rate shifted by +0.0501 (+2.08%).

2021 Avg (April) 2.4548

2020 Avg (April) 2.4047

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4538	2.4213	2.4333
February	2.4324	2.3628	2.4079
March	2.4269	2.3721	2.3963
April	2.4848	2.4034	2.4548
May	2.4708	2.4168	2.4464
June	2.4526	2.4292	2.4434
July	2.4248	2.3476	2.3812
August	2.4329	2.3396	2.3631
September	2.3692	2.3082	2.3435
October	2.3804	2.3319	2.3624
November	2.3923	2.3462	2.3657
December	2.4354	2.3203	2.3956