2020 PHP to PEN Historical Review

YEARLY HIGH

0.0761 PEN

YEARLY LOW

0.0647 PEN

YEARLY AVERAGE

0.0705 PEN

2020 PHP to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 16, valuing the pair at 0.0761. Conversely, the yearly low was recorded on January 5, dropping to 0.0647.

This high-to-low spread represents a total annual volatility of 0.0114 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0654 to the December average rate of 0.0749, the exchange rate registered a net change of 14.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0761 was up 13.67% compared to the 2019 peak of 0.0669, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 19,018 PEN

2019 Average 16,114 PEN

Yearly Trough Low 16,173 PEN

Transaction Impact: A difference of 2,845.11 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0758

0.0645

JanuMarcMayJulySeptNove

PHP to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0675, compared to 0.0735 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.0675

H2 Avg (Jul–Dec) 0.0735

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0038 PEN (High: 0.0697 / Low: 0.0659). On the other end, December was the most stable month, with a tight range of 0.0010 PEN (High: 0.0754 / Low: 0.0744).

March Spread (Volatile) ±0.0038

December Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0014 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.0748) against the same month in 2019 (average: 0.0664), the exchange rate shifted by +0.0084 (+12.58%).

2020 Avg (November) 0.0748

2019 Avg (November) 0.0664

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0664	0.0647	0.0654
February	0.0678	0.0663	0.0667
March	0.0697	0.0659	0.0685
April	0.0683	0.0666	0.0671
May	0.0683	0.0667	0.0676
June	0.0710	0.0680	0.0694
July	0.0718	0.0706	0.0712
August	0.0739	0.0717	0.0730
September	0.0743	0.0726	0.0733
October	0.0747	0.0736	0.0741
November	0.0761	0.0740	0.0748
December	0.0754	0.0744	0.0749