2020 PHP to RWF Historical Review

YEARLY HIGH

20.6599 RWF

YEARLY LOW

18.2563 RWF

YEARLY AVERAGE

19.3099 RWF

2020 PHP to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 20.6599. Conversely, the yearly low was recorded on March 16, dropping to 18.2563.

This high-to-low spread represents a total annual volatility of 2.4036 RWF. From a start-to-finish perspective, comparing the January average rate of 18.5612 to the December average rate of 20.5402, the exchange rate registered a net change of 10.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.6599 was up 10.54% compared to the 2019 peak of 18.6907, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 5,164,979 RWF

2019 Average 4,403,264 RWF

Yearly Trough Low 4,564,067 RWF

Transaction Impact: A difference of 600,911.36 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.7412

18.3292

JanuMarcMayJulySeptNove

PHP to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.6407, compared to 19.9790 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3382 points.

H1 Avg (Jan–Jun) 18.6407

H2 Avg (Jul–Dec) 19.9790

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6862 RWF (High: 18.9425 / Low: 18.2563). On the other end, December was the most stable month, with a tight range of 0.2362 RWF (High: 20.6599 / Low: 20.4237).

March Spread (Volatile) ±0.6862

December Spread (Stable) ±0.2362

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0310 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0310

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 20.5402) against the same month in 2019 (average: 18.4088), the exchange rate shifted by +2.1314 (+11.58%).

2020 Avg (December) 20.5402

2019 Avg (December) 18.4088

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.8189	18.2927	18.5612
February	18.8000	18.3463	18.5302
March	18.9425	18.2563	18.5548
April	18.8758	18.4497	18.6232
May	18.8022	18.4215	18.6075
June	19.1393	18.6950	18.9674
July	19.4724	19.1393	19.3060
August	20.0119	19.3574	19.7303
September	20.0133	19.5777	19.8395
October	20.2643	19.6982	20.0656
November	20.5603	20.1426	20.3923
December	20.6599	20.4237	20.5402