2020 PHP to STD Historical Review

YEARLY HIGH

444.2718 STD

YEARLY LOW

421.8226 STD

YEARLY AVERAGE

433.7868 STD

2020 PHP to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 6, valuing the pair at 444.2718. Conversely, the yearly low was recorded on January 4, dropping to 421.8226.

This high-to-low spread represents a total annual volatility of 22.4492 STD. From a start-to-finish perspective, comparing the January average rate of 424.1517 to the December average rate of 429.9715, the exchange rate registered a net change of 1.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 444.2718 was up 3.80% compared to the 2019 peak of 428.0073, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 111,067,959 STD

2019 Average 102,947,852 STD

Yearly Trough Low 105,455,655 STD

Transaction Impact: A difference of 5,612,303.63 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

442.8544

422.4515

JanuMarcMayJulySeptNove

PHP to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 433.6890, compared to 433.8846 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1956 points.

H1 Avg (Jan–Jun) 433.6890

H2 Avg (Jul–Dec) 433.8846

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 14.3770 STD (High: 436.8850 / Low: 422.5080). On the other end, October was the most stable month, with a tight range of 3.4709 STD (High: 434.8573 / Low: 431.3863).

February Spread (Volatile) ±14.3770

October Spread (Stable) ±3.4709

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 8.2767 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -8.2767

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 441.1541) against the same month in 2019 (average: 421.6675), the exchange rate shifted by +19.4867 (+4.62%).

2020 Avg (July) 441.1541

2019 Avg (July) 421.6675

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	427.1991	421.8226	424.1517
February	436.8850	422.5080	431.8432
March	440.1084	427.7251	434.1249
April	439.2295	431.8063	435.3511
May	441.8090	433.1707	436.4447
June	443.6902	437.0826	440.2181
July	444.2718	434.7500	441.1541
August	435.9532	429.3979	432.8775
September	434.6163	429.6826	432.1097
October	434.8573	431.3863	432.8327
November	437.4230	431.0932	434.3619
December	435.3373	424.5385	429.9715