YEARLY HIGH
0.6530 THB
YEARLY LOW
0.5901 THB
YEARLY AVERAGE
0.6307 THB

2020 PHP to THB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to THB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 0.6530. Conversely, the yearly low was recorded on January 5, dropping to 0.5901.

This high-to-low spread represents a total annual volatility of 0.0630 THB. From a start-to-finish perspective, comparing the January average rate of 0.5985 to the December average rate of 0.6253, the exchange rate registered a net change of 4.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6530 was up 5.78% compared to the 2019 peak of 0.6173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 163,253 THB
2019 Average 149,875 THB
Yearly Trough Low 147,513 THB
Transaction Impact: A difference of 15,740.40 THB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6511
0.5937
JanuMarcMayJulySeptNove

PHP to THB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6243, compared to 0.6371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 0.6243
H2 Avg (Jul–Dec) 0.6371

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0266 THB (High: 0.6447 / Low: 0.6181). On the other end, December was the most stable month, with a tight range of 0.0094 THB (High: 0.6297 / Low: 0.6202).

March Spread (Volatile) ±0.0266
December Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0136 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 0.6463) against the same month in 2019 (average: 0.5871), the exchange rate shifted by +0.0593 (+10.09%).

2020 Avg (September) 0.6463
2019 Avg (September) 0.5871

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6118 0.5901 0.5985
February 0.6242 0.6106 0.6168
March 0.6447 0.6181 0.6296
April 0.6518 0.6384 0.6443
May 0.6472 0.6284 0.6347
June 0.6329 0.6162 0.6221
July 0.6441 0.6229 0.6359
August 0.6497 0.6322 0.6401
September 0.6530 0.6402 0.6463
October 0.6519 0.6404 0.6443
November 0.6424 0.6234 0.6308
December 0.6297 0.6202 0.6253