YEARLY HIGH
0.5452 TWD
YEARLY LOW
0.5075 TWD
YEARLY AVERAGE
0.5268 TWD

2026 PHP to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 23, valuing the pair at 0.5452. Conversely, the yearly low was recorded on June 1, dropping to 0.5075.

This high-to-low spread represents a total annual volatility of 0.0377 TWD. From a start-to-finish perspective, comparing the January average rate of 0.5326 to the December average rate of 0.5225, the exchange rate registered a net change of -1.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5452 was down 6.30% compared to the 2025 peak of 0.5819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 136,300 TWD
2025 Average 135,530 TWD
Yearly Trough Low 126,878 TWD
Transaction Impact: A difference of 9,422.19 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5442
0.5088
JanuMarcMayJuly

PHP to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5275, compared to 0.5225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.5275
H2 Avg (Jul–Dec) 0.5225

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.0201 TWD (High: 0.5331 / Low: 0.5130). On the other end, May was the most stable month, with a tight range of 0.0058 TWD (High: 0.5162 / Low: 0.5104).

April Spread (Volatile) ±0.0201
May Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0146 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.5413) against the same month in 2025 (average: 0.5655), the exchange rate shifted by -0.0242 (-4.28%).

2026 Avg (February) 0.5413
2025 Avg (February) 0.5655

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5365 0.5293 0.5326
February 0.5452 0.5351 0.5413
March 0.5437 0.5274 0.5358
April 0.5331 0.5130 0.5264
May 0.5162 0.5104 0.5118
June 0.5231 0.5075 0.5172
July 0.5257 0.5170 0.5225