2020 PHP to TZS Historical Review

YEARLY HIGH

48.3484 TZS

YEARLY LOW

44.5009 TZS

YEARLY AVERAGE

46.6903 TZS

2020 PHP to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 48.3484. Conversely, the yearly low was recorded on March 17, dropping to 44.5009.

This high-to-low spread represents a total annual volatility of 3.8474 TZS. From a start-to-finish perspective, comparing the January average rate of 45.3222 to the December average rate of 48.2330, the exchange rate registered a net change of 6.42% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 48.3484 was up 5.71% compared to the 2019 peak of 45.7359, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 12,087,089 TZS

2019 Average 11,142,838 TZS

Yearly Trough Low 11,125,232 TZS

Transaction Impact: A difference of 961,857.32 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.5298

44.9686

JanuMarcMayJulySeptNove

PHP to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.6237, compared to 47.7568 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1331 points.

H1 Avg (Jan–Jun) 45.6237

H2 Avg (Jul–Dec) 47.7568

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5297 TZS (High: 46.0306 / Low: 44.5009). On the other end, September was the most stable month, with a tight range of 0.2576 TZS (High: 47.9596 / Low: 47.7020).

March Spread (Volatile) ±1.5297

September Spread (Stable) ±0.2576

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1862 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.1862

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 48.2330) against the same month in 2019 (average: 45.2735), the exchange rate shifted by +2.9595 (+6.54%).

2020 Avg (December) 48.2330

2019 Avg (December) 45.2735

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	45.6575	44.9569	45.3222
February	45.7707	45.1084	45.4515
March	46.0306	44.5009	45.2654
April	46.0293	45.3238	45.6590
May	46.0612	45.4867	45.7780
June	46.6220	45.8929	46.2661
July	47.3379	46.5434	46.9694
August	48.0134	47.2967	47.6201
September	47.9596	47.7020	47.8206
October	48.0138	47.6384	47.8284
November	48.2778	47.7352	48.0692
December	48.3484	48.0522	48.2330