YEARLY HIGH
0.0208 USD
YEARLY LOW
0.0193 USD
YEARLY AVERAGE
0.0202 USD

2020 PHP to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0208. Conversely, the yearly low was recorded on March 18, dropping to 0.0193.

This high-to-low spread represents a total annual volatility of 0.0015 USD. From a start-to-finish perspective, comparing the January average rate of 0.0197 to the December average rate of 0.0208, the exchange rate registered a net change of 5.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0208 was up 5.00% compared to the 2019 peak of 0.0199, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 5,211 USD
2019 Average 4,830 USD
Yearly Trough Low 4,831 USD
Transaction Impact: A difference of 380.10 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0209
0.0195
JanuMarcMayJulySeptNove

PHP to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0198, compared to 0.0206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0198
H2 Avg (Jul–Dec) 0.0206

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0006 USD (High: 0.0200 / Low: 0.0193). On the other end, September was the most stable month, with a tight range of 0.0001 USD (High: 0.0207 / Low: 0.0206).

March Spread (Volatile) ±0.0006
September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0000 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0208) against the same month in 2019 (average: 0.0197), the exchange rate shifted by +0.0011 (+5.58%).

2020 Avg (December) 0.0208
2019 Avg (December) 0.0197

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0198 0.0196 0.0197
February 0.0198 0.0196 0.0197
March 0.0200 0.0193 0.0196
April 0.0199 0.0196 0.0197
May 0.0200 0.0196 0.0198
June 0.0201 0.0198 0.0200
July 0.0204 0.0201 0.0202
August 0.0207 0.0203 0.0205
September 0.0207 0.0206 0.0206
October 0.0207 0.0205 0.0206
November 0.0208 0.0206 0.0207
December 0.0208 0.0207 0.0208