YEARLY HIGH
0.0470 XCD
YEARLY LOW
0.0437 XCD
YEARLY AVERAGE
0.0449 XCD

2026 PHP to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0470. Conversely, the yearly low was recorded on July 23, dropping to 0.0437.

This high-to-low spread represents a total annual volatility of 0.0033 XCD. From a start-to-finish perspective, comparing the January average rate of 0.0457 to the December average rate of 0.0439, the exchange rate registered a net change of -4.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0470 was down 3.80% compared to the 2025 peak of 0.0488, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 11,743 XCD
2025 Average 11,755 XCD
Yearly Trough Low 10,930 XCD
Transaction Impact: A difference of 813.02 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0467
0.0436
JanuMarcMayJuly

PHP to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0451, compared to 0.0439 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0451
H2 Avg (Jul–Dec) 0.0439

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0023 XCD (High: 0.0468 / Low: 0.0445). On the other end, May was the most stable month, with a tight range of 0.0002 XCD (High: 0.0441 / Low: 0.0439).

March Spread (Volatile) ±0.0023
May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0011 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0465) against the same month in 2025 (average: 0.0466), the exchange rate shifted by -0.0001 (-0.26%).

2026 Avg (February) 0.0465
2025 Avg (February) 0.0466

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0460 0.0454 0.0457
February 0.0470 0.0458 0.0465
March 0.0468 0.0445 0.0454
April 0.0454 0.0438 0.0449
May 0.0441 0.0439 0.0440
June 0.0448 0.0437 0.0442
July 0.0440 0.0437 0.0439