YEARLY HIGH
12.0504 XOF
YEARLY LOW
11.1050 XOF
YEARLY AVERAGE
11.5944 XOF

2020 PHP to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 13, valuing the pair at 12.0504. Conversely, the yearly low was recorded on December 30, dropping to 11.1050.

This high-to-low spread represents a total annual volatility of 0.9454 XOF. From a start-to-finish perspective, comparing the January average rate of 11.6218 to the December average rate of 11.2073, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.0504 was up 2.39% compared to the 2019 peak of 11.7688, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 3,012,598 XOF
2019 Average 2,829,783 XOF
Yearly Trough Low 2,776,257 XOF
Transaction Impact: A difference of 236,340.93 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

11.9862
11.1365
JanuMarcMayJulySeptNove

PHP to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.7544, compared to 11.4345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3199 points.

H1 Avg (Jan–Jun) 11.7544
H2 Avg (Jul–Dec) 11.4345

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5986 XOF (High: 11.9798 / Low: 11.3812). On the other end, October was the most stable month, with a tight range of 0.1999 XOF (High: 11.5999 / Low: 11.4000).

March Spread (Volatile) ±0.5986
October Spread (Stable) ±0.1999

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2707 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2707

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 11.8795) against the same month in 2019 (average: 11.2234), the exchange rate shifted by +0.6561 (+5.85%).

2020 Avg (May) 11.8795
2019 Avg (May) 11.2234

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 11.7271 11.4676 11.6218
February 11.9976 11.5914 11.8277
March 11.9798 11.3812 11.6366
April 12.0201 11.7576 11.9154
May 12.0504 11.7100 11.8795
June 11.7202 11.5183 11.6453
July 11.7707 11.2414 11.5882
August 11.4697 11.2543 11.3687
September 11.6333 11.3173 11.4715
October 11.5999 11.4000 11.4932
November 11.6313 11.3930 11.4780
December 11.3189 11.1050 11.2073