2020 PHP to XPF Historical Review

YEARLY HIGH

2.1922 XPF

YEARLY LOW

2.0202 XPF

YEARLY AVERAGE

2.1093 XPF

2020 PHP to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 13, valuing the pair at 2.1922. Conversely, the yearly low was recorded on December 30, dropping to 2.0202.

This high-to-low spread represents a total annual volatility of 0.1720 XPF. From a start-to-finish perspective, comparing the January average rate of 2.1142 to the December average rate of 2.0388, the exchange rate registered a net change of -3.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1922 was up 2.39% compared to the 2019 peak of 2.1410, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 548,052 XPF

2019 Average 514,794 XPF

Yearly Trough Low 505,057 XPF

Transaction Impact: A difference of 42,995.16 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1805

2.0260

JanuMarcMayJulySeptNove

PHP to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1384, compared to 2.0802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0582 points.

H1 Avg (Jan–Jun) 2.1384

H2 Avg (Jul–Dec) 2.0802

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1089 XPF (High: 2.1794 / Low: 2.0705). On the other end, October was the most stable month, with a tight range of 0.0364 XPF (High: 2.1103 / Low: 2.0739).

March Spread (Volatile) ±0.1089

October Spread (Stable) ±0.0364

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0492 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0492

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 2.1611) against the same month in 2019 (average: 2.0418), the exchange rate shifted by +0.1194 (+5.85%).

2020 Avg (May) 2.1611

2019 Avg (May) 2.0418

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1334	2.0862	2.1142
February	2.1826	2.1087	2.1517
March	2.1794	2.0705	2.1169
April	2.1867	2.1389	2.1677
May	2.1922	2.1303	2.1611
June	2.1321	2.0954	2.1185
July	2.1413	2.0450	2.1081
August	2.0866	2.0474	2.0682
September	2.1163	2.0588	2.0869
October	2.1103	2.0739	2.0908
November	2.1160	2.0726	2.0881
December	2.0591	2.0202	2.0388