YEARLY HIGH
5.2720 YER
YEARLY LOW
4.8777 YER
YEARLY AVERAGE
5.0833 YER

2021 PHP to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 5.2720. Conversely, the yearly low was recorded on December 30, dropping to 4.8777.

This high-to-low spread represents a total annual volatility of 0.3943 YER. From a start-to-finish perspective, comparing the January average rate of 5.2082 to the December average rate of 4.9736, the exchange rate registered a net change of -4.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.2720 was up 1.03% compared to the 2020 peak of 5.2183, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,318,008 YER
2020 Average 1,262,261 YER
Yearly Trough Low 1,219,423 YER
Transaction Impact: A difference of 98,585.08 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.2528
4.9064
JanuMarcMayJulySeptNove

PHP to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1892, compared to 4.9774 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2118 points.

H1 Avg (Jan–Jun) 5.1892
H2 Avg (Jul–Dec) 4.9774

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.2082 YER (High: 5.1365 / Low: 4.9283). On the other end, March was the most stable month, with a tight range of 0.0401 YER (High: 5.1807 / Low: 5.1406).

August Spread (Volatile) ±0.2082
March Spread (Stable) ±0.0401

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1904 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1904

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 5.2239) against the same month in 2020 (average: 4.9550), the exchange rate shifted by +0.2689 (+5.43%).

2021 Avg (May) 5.2239
2020 Avg (May) 4.9550

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2300 5.1803 5.2082
February 5.2251 5.1133 5.1844
March 5.1807 5.1406 5.1584
April 5.1913 5.1481 5.1687
May 5.2720 5.1910 5.2239
June 5.2515 5.1239 5.1917
July 5.0947 4.9131 5.0013
August 5.1365 4.9283 4.9873
September 5.0443 4.8987 4.9968
October 4.9736 4.9201 4.9353
November 5.0236 4.9340 4.9704
December 5.0191 4.8777 4.9736