2020 PHP to ZAR Historical Review

YEARLY HIGH

0.3798 ZAR

YEARLY LOW

0.2767 ZAR

YEARLY AVERAGE

0.3320 ZAR

2020 PHP to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.3798. Conversely, the yearly low was recorded on January 1, dropping to 0.2767.

This high-to-low spread represents a total annual volatility of 0.1031 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.2834 to the December average rate of 0.3093, the exchange rate registered a net change of 9.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3798 was up 27.31% compared to the 2019 peak of 0.2983, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 94,951 ZAR

2019 Average 69,797 ZAR

Yearly Trough Low 69,165 ZAR

Transaction Impact: A difference of 25,785.92 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3761

0.2750

JanuMarcMayJulySeptNove

PHP to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3295, compared to 0.3345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.3295

H2 Avg (Jul–Dec) 0.3345

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0507 ZAR (High: 0.3521 / Low: 0.3014). On the other end, October was the most stable month, with a tight range of 0.0110 ZAR (High: 0.3447 / Low: 0.3337).

March Spread (Volatile) ±0.0507

October Spread (Stable) ±0.0110

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0174 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.3676) against the same month in 2019 (average: 0.2723), the exchange rate shifted by +0.0954 (+35.04%).

2020 Avg (April) 0.3676

2019 Avg (April) 0.2723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2942	0.2767	0.2834
February	0.3075	0.2908	0.2963
March	0.3521	0.3014	0.3279
April	0.3798	0.3572	0.3676
May	0.3769	0.3425	0.3595
June	0.3481	0.3305	0.3421
July	0.3471	0.3329	0.3394
August	0.3604	0.3427	0.3531
September	0.3535	0.3336	0.3447
October	0.3447	0.3337	0.3389
November	0.3351	0.3151	0.3217
December	0.3185	0.3023	0.3093