YEARLY HIGH
0.3120 ZMW
YEARLY LOW
0.0165 ZMW
YEARLY AVERAGE
0.1427 ZMW

2026 PHP to ZMW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to ZMW exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 0.3120. Conversely, the yearly low was recorded on March 30, dropping to 0.0165.

This high-to-low spread represents a total annual volatility of 0.2955 ZMW. From a start-to-finish perspective, comparing the January average rate of 0.0169 to the December average rate of 0.2967, the exchange rate registered a net change of 1654.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.3120 was up 1626.89% compared to the 2025 peak of 0.0181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 77,999 ZMW
2025 Average 4,350 ZMW
Yearly Trough Low 4,117 ZMW
Transaction Impact: A difference of 73,881.42 ZMW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.3307
-0.0117
JanuMarcMayJuly

PHP to ZMW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1171, compared to 0.2967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1797 points.

H1 Avg (Jan–Jun) 0.1171
H2 Avg (Jul–Dec) 0.2967

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.2955 ZMW (High: 0.3120 / Low: 0.0165). On the other end, January was the most stable month, with a tight range of 0.0002 ZMW (High: 0.0170 / Low: 0.0168).

April Spread (Volatile) ±0.2955
January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0113 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.0585) against the same month in 2025 (average: 0.0176), the exchange rate shifted by +0.0409 (+232.58%).

2026 Avg (April) 0.0585
2025 Avg (April) 0.0176

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0170 0.0168 0.0169
February 0.0174 0.0169 0.0172
March 0.0173 0.0165 0.0168
April 0.3120 0.0165 0.0585
May 0.3079 0.2999 0.3021
June 0.2975 0.2823 0.2908
July 0.3034 0.2923 0.2967